Smart Laptop Lifestyle

Empowering You to Build and Grow Your Laptop Lifestyle

I read somewhere that on average many people are living over 20 years after they retire and this got me thinking that many of these people are going to be broke putting it straight.

When looking back at the past say, 50 years, life has changed dramatically.

Women working became the norm.

Having a bachelor degree turned into no more than high school diploma.

Employment behaviour changed and people began changing their careers and in some cases changing their careers many times during the course of their working lives.

I am one of them, I started out doing administration work in the comfort of an office and then changed later on working in criminal justice, working with substance misuse teams across London UK.

With all these changes with employment and careers behaviours, many people still think that our retirement is going to look similar to our parents.

Well surprise, surprise, this is not the case and unfortunately, retiring today is a lot more difficult than it was say 50 years ago, and you don’t even have to look back that far to see these changes.


Today Retiring is Harder Than It Used To Be


Let’s look at a few reasons for this.

We are told that our retirement funds have to last longer than they used to.

We are told that today people are living longer and this has a significant impact on what our realistic retirement will look like.

Now because we are living longer, our money has to now last longer.


There are many stats that say that we are living longer, but unfortunately the pension funds do not last as long.

I read somewhere that on average many people are living over 20 years after they retire and this got me thinking that many of these people are going to be broke putting it straight.

I am just keeping it real.


Retirees Returning Back to the Workforce

This means that many retirees are going to have to go back to work or do some form of creative accounting.

In all seriousness many retirees are going to have to return back to the workforce and this may mean:


Rising Healthcare Costs

Now with rising healthcare costs and many retirees needing more long-term healthcare.

For many people as they get older they will need to pay more attention to their health and this could mean more visits to the doctors, seeing more specialists, and in some cases may need long-term care.

Healthcare costs are on the rise and this just adds to the cost of living. Which only adds to the strain on the finances, retirees and the family.


Financial Advisers Recommending Alternative Methods

This is partly why many financial advisers are recommending alternative methods for supplementing retirement income.


Retired and going Back to Work


People who are Retiring Today or Who Are Close to Retiring

Let’s also take a look at the Economic Seesaw.

Again unfortunately for those seniors that are retiring today or even those who are close to retiring are going to be hit extremely hard by the so called Great Recession.

You may remember the last so called Great Recession, where many people saw their investment savings diminish, whilst the value of their homes plunged.

Whilst at the same time the workers that where in their 50’s and 60’s were some of the most affected by layoffs during the leanest years.

This makes it extremely difficult for many seniors to fully recover. They would have lost months if not years of income and are forced to tap into their retirement savings early and many would have to start again from scratch.

Now that has got to hurt.


Unstable Economy


Interest Rates Low

We can see all around in the financial world that the interest rates are still quite low, which has negatively affected returns on traditionally low-risk investments.

This all means that pensioners today are working against a really tough economic situation that they have no control of.


Sandwich Generation


The Sandwich Generation

Today many retirees are still supporting their own children.

The Recession did not only affect retirees it also affected many young people who were graduating from college or university because now they are struggling with unemployment or worse being underemployment in other words, earning a lot less that will negatively affect their earning potential for years.

Also many retirees find themselves stuck in the middle of their own parent’s healthcare and their children’s financial struggles.  Becoming the Sandwich Generation.


In many cases retirees find themselves having to welcome their children back home after watching them fly the nest some time earlier.

This also puts added strain and stress on finances that may already be stretched and definitely makes saving any money for retirement nothing more than a dream.


Retirement these days can seem much more difficult that it should be.

We need to start becoming creative with our time and find resources that will help make the transformation into retired life easier.


My Thoughts

Today we need to have some sort of plan going into retirement because today retiring does not necessarily mean stop working for many of us.

So putting all of the above into consideration many of us need to start taking action and remember that it is never too late to get started in creating a better lifestyle.

The best and easiest way is to start an online business but this is going to come with it’s own challenges such as re-training and learning new things and of course putting in the investment of time to do this.

But in my opinion this is well worth the effort because the rewards are limitless with the right platform and people to help.

What are your thoughts?


Use A Proven Method To Build Your Successful Website

This is a proven method but making money online is not easy, like anything else you will have to put in the hard work before you start seeing the results.

But this is a much better way of making money online….

If you are looking to make money fast online and are looking for a “Get-Rich-Quick-Scheme” then you will be a long time looking.

You see a lot of internet marketing products will lure you into this “easy” money and the thought that you don’t have to work hard to make money online.

However if you are someone that is looking for a lifestyle change and willing to put in the hard work, then affiliate marketing is definitely something that you should look into to.

Because with that hard work mind-set you are ready to start building your passive income stream online.

If you want to earn the BIG BUCKS online then you are going to have to put the hard work in to get it.

All of the successful online influencers have put in the hard work and have been doing so for a while.

I have been putting in the hard work myself and working hard to build this website that you are on, and now I can make a living online with my website.

My website gets traffic on its own and I am glad to say that it is self-generating, but that is because I have learned how to make my website do this.

You can also learn how to do this as well with the platform that I am using and you can find out all the details on how it works right here in my getting started online guide.


Getting Started Online


On this platform you will learn how you can build your very own income generating online business and see how this business model works and you will also see where you can get started for free.

The great thing is that you will learn how to build your business from the ground up with a solid foundation.

You can also build your very first website in under 30 minutes and see how easy it is to get started.

Another great point is that you will have all the help that you need to stay on the right path to success.

I will also offer my personal help to you if and when you need it, you will also a community of like-minded people along with the owners themselves to help you.

You will have all you need to become successful along with your hard work and putting in the time to do so, therefore, there’s no time to waist.


Anyone Can Build a Profitable Website

Anyone can build a profitable website using step by step training given in my product review.

I have shown you how it works for me and you can see for yourself how it is working for me on this website. You will also see how it is working for others too in my review.

You know that you can get started for FREE.

And you won’t be alone, I’m going to help you as much as you need every step of the way and walk you through the process.

I will personally coach you through the process and you will be able to contact me at any stage when and if you need any help.

I will also help you through every step of the way from building your very first website to generating organic traffic.

You can get started free but first take a look and see all the other benefits you will gain by clicking here.


Here’s the tough truth you probably already know.

If you want different results you need to do something different.

Make a definitive decision right now to get different results


Here’s what you and I know, one year from today you will certainly arrive.

The question is where?

That is your decision to make right now.



Thank you for visiting

I really hope that you found this article helpful.

If you have any questions or thoughts regarding this article or anything else, please feel free to leave me a comment below.

I always respond to my readers.

I will also really appreciate your liking and sharing this article.

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Here’s to making it happen

Jennifer

Smart Laptop Lifestyle



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